My dad defines “luck” as “when preparedness meets opportunity.” In my marriage, Angie is the saver and I’m the spender. Together, we have been committed to biblical stewardship since we began, but with what is left after that in our income, we tend to see things differently. Several years ago we began to implement Dave Ramsey’s principles in our budget and have been able to cut out a lot of debt and even put back money in savings. Thanks to Angie helping us to faithfully put back, God has used that preparedness for just when we need it most. This week, in fact, I’m so glad we were prepared. Contrary to what a lot of Christians believe, saving money is both biblical and practical. Solomon said: “Dishonest money dwindles away, but he who gathers money little by little makes it grow.” (Prov 13:11). Ironically it’s rarely the theological ramifications that hold people back from saving. Rather it’s just plain old procrastination. We plan on getting started — just not today.Even if you can only start with $5 or $10 a week, you ought to start saving today. Your ultimate goal should be the 10-10-80 plan (i.e. 10% to God, 10% to savings, and 80% to live on). Consistent regular savings each week over a long period of time is one of the smartest ways you can stop working for money and have your money work for you. But don’t take my word for it, take Solomon’s.